New & Used Car Loans in RVA | 1.99% APR & No Prepay Penaltyā€ˇ Competitive rates for Richmond auto loans. Terms up to 84 months. Apply Today! Rates Starting At 1.99% Free Pre-Approval. No Pre-Payment Penalty. Special Financing for RVs. Financing Up to 125% Servic www.rivertracefcu.org/CarLoans |